FY 2025–26 / AY 2026–27
Income tax calculator
Compare old and new regimes, side by side.
Reviewed 15 October 2026 · calculations run in your browser.
How the calculation works
Taxable income = gross salary + ordinary income − permitted deductions. Apply slabs, resident rebate, surcharge relief and 4% cess.
What you need to enter
- Annual gross salary
- Other ordinary income (excluding dividends)
- Eligible old-regime deductions & exemptions — Exclude the standard deduction. Include only qualifying exemptions and deductions, within their limits.
- Eligible new-regime deductions — Exclude standard deduction. Only permitted amounts, such as qualifying employer NPS contributions under 80CCD(2); not 80C, 80D or HRA.
- Age group
- Non-resident?
Assumptions and limitations
FY 2025–26 · AY 2026–27. Ordinary income only; excludes capital gains, dividends, agricultural-income integration, crypto and other special-rate income. Standard deductions, resident rebate, surcharge relief and 4% cess included. Enter only deductions you qualify for.
New-regime slabs: 0–4 lakh nil; 4–8 lakh 5%; 8–12 lakh 10%; 12–16 lakh 15%; 16–20 lakh 20%; 20–24 lakh 25%; excess 30%. Slabs are progressive. Resident rebate up to ₹60,000 at income ≤₹12 lakh; marginal relief just above. ₹12.75 lakh salary is tax-free only when ordinary taxable income after deductions is ≤₹12 lakh. Agricultural-income integration, special rates, foreign tax credit and AMT are not covered.