FY 2025–26 / AY 2026–27
Capital gains rate finder
Identify the holding-period test and headline tax rate.
Reviewed 15 October 2026 · calculations run in your browser.
How the calculation works
Eligible listed equity: long term only after 12 months; selected other assets: after 24 months. Section 50AA can override holding period.
What you need to enter
- Asset type
- Completed months held (months)
- Extra days after completed months (days)
Assumptions and limitations
FY 2025–26 headline rates. Excludes grandfathering for pre-2018 equity, exempt assets, special bonds, funds outside the specified definition and treaty rates.
For AY 2026–27, specified mutual funds include funds investing >65% in debt/money-market instruments, or qualifying funds of funds investing ≥65% in such funds. Test the statutory annual averages; this is not every mutual fund. Listed bonds, gold ETFs and other unlisted instruments need their own classification.